An Employee Stock Ownership Plan (ESOP) is a defined contribution plan which makes the employees owners of the company. As owners, employees may be more motivated to improve corporate performance because they can benefit directly from company profitability. The primary investment of the ESOP must be company stock, although most plans will also include a cash fund for transactions.

ABG provides the following consulting and administration services for ESOP's:

• Initial feasibility study
• Allocation and statement preparation
• Actuarial repurchase study
• Government compliance
• Form preparations
• Document preparation

Since ABG is an ESOP, we bring an insight to ESOP's which other non-ESOP firms cannot match, including the use of actuarial oversight on repurchase studies.